Concussions are often called mild, and insurers treat them that way. For some people symptoms last for weeks or months, and the effect on work and daily life can be serious. That is what a claim has to show.
Updated November 2026
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A concussion happens when the brain is shaken inside the skull. It does not require a blow to the head or loss of consciousness, and it often does not show up on a CT or MRI.
Post-concussion syndrome is when symptoms last longer than expected. Headaches, dizziness, trouble concentrating, memory problems, sleep disruption, light sensitivity, and mood changes are common complaints.
A primary care visit is a start. A neurologist, a concussion clinic, or a neuropsychologist can document symptoms and testing that a normal scan does not.
A symptom log, notes from family and coworkers, and records of missed work show how the injury changes daily life. Insurers discount what is not recorded.
A normal CT does not rule out a concussion. Imaging looks for bleeding and swelling, not the functional effects. Our page on brain injury with a normal CT scan explains this.
If symptoms last, therapy, specialist care, and effects on work can be part of the claim. Your doctors need to document them for them to count.
A professional musician suffered a traumatic brain injury after being struck while crossing the street. The insurer opened at $350,000.
The case settled for $3.5 million. The injury did not change between the opening offer and the outcome. What changed was how fully it was documented.
Past results do not guarantee a future outcome, and every case depends on its own facts. These are public-record results in brain injury cases.
A professional musician suffered a traumatic brain injury after being struck while crossing the street. The insurer opened at $350,000. Read full story →
A traumatic brain injury suffered in a motorcycle crash ended a planned career in the U.S. Navy. Read full story →
A young driver ran a red light and caused a serious head injury affecting memory, vision, and quality of life. We secured the full $250,000 policy limit. Read full story →
Say you hit your head or were shaken, even if you did not black out.
A neurologist or concussion clinic creates records an insurer cannot dismiss.
Record headaches, dizziness, memory lapses, and anything you cannot do.
Lost time and reduced duties are part of the claim.
A settlement made while symptoms are changing can be far too low.
Yes. A concussion is a traumatic brain injury, and you may recover for medical costs, lost income, and the effect on your daily life. The claim depends on records that document the injury and its effects.
It is when concussion symptoms, such as headaches, dizziness, trouble concentrating, and sleep problems, last longer than expected, sometimes for months. A specialist can diagnose it and document how it affects you.
Yes. A CT looks for bleeding and swelling, not the functional effects of a concussion. A normal scan does not rule one out. See our page on brain injury with a normal CT scan.
Look for a firm that understands brain injury medicine, works with specialists, and tries cases. Finney Injury Law is a Missouri trial firm, and an attorney personally reviews every case. The case review is free.
It varies. Many people recover within weeks, while others have symptoms for months or longer. Ask your doctor about your outlook and make sure it is written in your records.
Usually not. An early settlement is made before the lasting effect of the injury is known, and a signed release ends the claim even if symptoms continue.
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